The after effect of the last economic recession has forced many to cut back on their expenses. More and more people have learned how to spend their money wisely, yet no matter what they do, the continuous inflation of basic necessities such as gas, food items and utility bills seem to put more hardship in your already suffering finances. There is nothing else to do but to tighten up your belt and go get an extra income source. Continue reading »
The last economic recession has left a mark on people’s mind. Even smart investors are now skeptical to invest in stocks, bonds and even mutual funds because of heart breaking experience during the economic depression. So they went back to traditional and safest way to invest their money: CD or Certificate of Deposit. Investors used to ignore this because their money is not earning that much and there’s no thrill and frill, high and low that they could focus upon. Instead their money is safely parked inside the bank. But the question now is, why do a lot of people opt for this than anything else? Well, we can easily assume that smart investors are just being smart. Most of them just look around for high paying CD rates and invest lots and lots of money on them to earn big.
This is the easiest and the most profound way to invest especially for beginners. There is no risk of loss, you can earn competitive rates and they take none of your time. You just simply let your money earn for you. And there is very low to no risk involved because your money will be insured by the government. But you have to look for FDIC banks because these banks are Federal government insured.
To earn more money, you might want to consider looking for banks that pay high CD interest rates to maximize your money’s value. You can compare rates from one bank to another, sometimes you have to talk to the manager and give them an idea about just how much you’re willing to invest. They could give in to your asking rate as long as you promise them to not withdraw your money for a long time frame.
For anyone who loathe doing the paperwork, Shoeboxed is the perfect companion.
10. Don’t Stop ‘Til You Get Enough – Michael Jackson
Enough is no longer enough
9. Take the Money and Run – The Steve Miller Band
Only if you can get it in euros
8. I Shot the Sheriff – Eric Clapton
Not a good idea, unless he sold you your mortgage
7. I Heard It Through the Grapevine – Marvin Gaye
Always check with at least two backup grapevines
6. Jump – Van Halen
No longer an option … office windows don’t open anymore
5. Runaway - Del Shannon
To where … Iceland?
4. Take This Job and Shove It – Johnny Paycheck
Take this medical insurance and … never mind
3. That’s What Friends Are For – Dionne & Friends
Only if your friend is Warren Buffet
2. Manic Monday – Bangles
It’s time we closed the stock markets on Mondays
1. Don’t Worry Be Happy – Bobby McFerrin
Isn’t that what got us in trouble in the first place?
Investing your hard-earned money is risky. But it doesn’t have to be a losing game. It can be a winning game as long as you play it wisely to your advantage. Start your investment career on the simplest and safest method there is—certificate of deposit.
Certificate of deposit (CD) is a savings certificate that entitles the bearer to receive interest once the account matures. It’s called simply by some as time deposit because the money has to stay with the bank for a certain period, typically one month to up to 10 years, before it can earn interest.
From Arizona, not that customs officials didn’t appreciate art but the find they got was truly one to behold, 90 pounds of marijuana stuffed into the frames of several paintings that was supposed to be smuggled into the US. The daring ploy to smuggle the drugs almost succeeded till a nosy dog put his nose on something within the designated art that was enough cause for further examination and viola, x-ray reveals the marijuana leaves contained within the frames, sending the man into custody wasting seemingly very good art and very good frames. Just goes to show you that the need for cash makes people do stupid things.
Continue reading »
The Beatles is the most successful band of all time and by all accounts the best selling band, too. I think someone made a survey or study and found out that the Fab Four made a gazillion dollars from the sales of their albums.
And now, more than thirty years after The Beatles released its last album, the Fab Four is about to rake in millions for The Beatles’ current owners of its music rights.
According to reports, Viacom — the publisher of The Beatles: Rock Band — has guaranteed payment of $10 million to the song and likeness rights-holders of the band and the payment is guaranteed to increase when it posts good sales figures.
The owner of The Beatles catalog is Sony/ATV Music Publishing, which is a joint venture between Sony and the late Michael Jackson. The two other record labels that have control over the remainder of the music are Apple Corps for Paul McCartney and Ringo Starr and EMI Music for George Harrison
According to estimates, the rights holders could stand to earn up to $40 million. One of the reasons for this big payday is because of the large amount of songs that are in the game. And this will also likely increase because of the plans by Viacom and MTV Games (who distributes the game) to release album packs every month after the game’s release.
And to add to the windfall, this month also sees the release of the remastered Beatles catalogue. This is going to be raking in money because it is the first time that The Beatles’ work has been remastered and given that new polish.
It’s amazing how a band that has been gone for decades can end up selling so much more again and earning the Fab Four boatloads of money.
A friend of mine recently showed me the infamous HiPhone — the China-made iPhone clone that you just have to see to believe. It may not have the newfangled technologies that Apple’s iPhone may have but the HiPhone’s manufacturer really did a good job of imitating the whole look of Apple’s Jesus Phone. It will really dupe anyone especially seen from afar.
Which brings me to the whole point of this post. We all know that China is the world hub for imitation goods. Name the fake item and most likely it was manufactured in China. I think it would even be fair assumption that the whole underground economy of the country is firmly entrenched in bogus and fake goods. But what most people fail to realize that manufacturing counterfeit goods actually have a far more significant effect than just fueling China’s underground economy and the proliferation of fakes around the world. By reverse engineering all sorts of stuff, the Chinese are actually learning what makes each quality item tick, what makes it expensive and ultimately be able to actually learn the skills to manufacture something just as good (if not better, in the most extreme circumstances). I respectfully submit that this thriving industry of fakes is going to be the real force that will make China the undisputed world economic power.
Why do I say this? Well, it’s simple. What would stop the Chinese from actually learning the secrets and taking advantage of the technology transfer that happens when a big manufacturing company transfers its operations to China? What would prevent them, for example, to learn the ropes of aircraft manufacture from established leaders like Boeing and Airbus if these are contracted to Chinese factories? I won’t be surprised if, in a decade or two, we’ll start seeing Boing 868s and AirTaxi B400s flying the friendly skies.
Need to know that the economy is doing bad.. really bad? Well get this budding entrepreneur who found a very innovative way to sell of all things, coffee. Take a drive last year into the business district and you’ll surely see coffee shops at every street corner. Now that the recession’s here, many have closed shop or trimmed branches for they just had to. Major brands have first been beaten by unknown brands that not only taste better but cost less. Now this guy opens his coffee shop, gets a couple of servers and in comes customers in groves, he earns a lot of money but ends up in controversy. The coffee shop has this posted outside :
“Over 18 Only.” another sign says, “No cameras, No touching, CASH Only.”
With apologies to Robert Fulghum, all you really need to know about economics, Wall Street and the bailout you learned in kindergarten …
You can never get your lunch money back from a bully, but you can show him your stomach rash and make him barf what he bought with it.
When a fart is detected, blame it on the kid whose immigrant parents give him bean sandwiches for lunch.
If you put the last block on the top of a stack, you can take credit for the entire stack.
The secret to good grades is sitting next to a smart kid who writes big.
Say you’re sorry, but first make sure the teacher is listening.
Teachers come and go, but a principal who appreciates your booger jokes is too big to fail.
You can take anything you want as long as you say, “My daddy can fire your daddy.”
Fake dog poop never loses its value.
Nap time is a great time to look for change that falls out of the pockets of kids who toss and turn.
Learn to flush and it’s up to your teacher to prove she gave you a note for your parents.
Sticking together is a sign you flunked paste.
Dick had more fun than Jane.
US authorities recently filed 20 people with securities fraud in what is probably the largest inside trading case since the 1980s.
This news may be considered par for the course for greedy stockmarket brokers but what has made this case more titillating is inclusion of a 44-year-old former teenage beauty queen who used more than her business acumen to get a leg up on other traders.
Danielle Chesi, an analyst for New Castle Funds LLC, reportedly used her feminine charms to get insider information on various technology companies. Her tactics were so effective that she amassed an impressive list of contacts that included the former Chairman of AMD and other top executives in IBM and Akamai Technologies.
What’s surprising here is how such well-established and successful businessmen fell for the oldest trick in the book. I guess deep down inside these powerful men are still nerds who are hungry for the attention of the prom queen.
Don’t blow the budget on dedicated hosting... Check small business hosting ratings first.
