Employees have specific career plans which they would like to fast-track if given a choice.  Who wouldn’t want a promotion, a pay increase, and privileges to come  in the soonest possible time?  However, how does a prospective employer look at a resume that reflects a yearly promotion and salary increase with five different previous employers in a span of five years?

The employee can be feeling quite pleased with himself/herself with his meteoric rise, career-wise., and rightly so.  Not everyone can manage such a feat without the necessary abilities that are presumed to be the cause of subsequent higher offers.  The only thing in question here is the ability to stay on with a company without easily being seduced by an external offer of a higher title and pay.

Companies who invest on their employees through rigid training and education will naturally be wary of applicants having a track record of transferring from one company to another in a short period of time.  They are afraid that such employees will not stay long enough to use their acquired abilities for the good of the company.  As such, hiring these employees can be deemed risky, notwithstanding the obvious potentials they offer.

In the highly competitive job market of today, loyalty has become a very distant word.  It has been relegated to the background by such things as career opportunities.  Employees who take advantage of these opportunities are not to be completely blamed because of the continuing pressure to produce more financially to support a modern lifestyle.  Although employees are not really expected to stay with one company for the rest of their working lives, companies would not prefer those that appear to leave once their personal goals have been achieved.  Proper career development requires people not to lose sight of company goals as they pursue their own goals.  Rushing career decisions may affect the accomplishment of ultimate career goals.

Much has been said about how to spot the right investment, when the right time to invest is, and when to increase investment.  Since investment is generally considered a good move, there is not much attention placed on determining when the right time to stop investing is.  As in all good things, personal investments must have its ending  as well.

The right time to invest is when the market is booming and personal financial circumstances allow for some speculative actions such as investing.  Investing is not recommended for the hard-up since profits usually take time to materialize.  People have no place investing money intended for basic needs since the expected returns will not be back in time to serve the investor’s immediate needs.

When continued investments tend to adversely affect the capacity of the investor to live a proper life, there is something seriously skewed in  a person’s list of priorities.  There is not much use in being too wealthy upon retirement age when the ability to enjoy life has become very limited.  The situation gets worse if investment yields are not even usable on retirement thereby producing the great possibility of being overcome by death before an investor gets to enjoy the fruits of investments.

Investors have the option to stop investing even before reaching the official retirement age when earnings from stable investments approximately equals earnings from job held.  This simply means that your money can now actually work for you, leaving you time to enjoy life as you prefer it.  When returns of investments are way beyond your highest expectations and estimated lifetime many times over, it is about time to consider how you can do some good for humanity by getting involved in charity work or direct assistance to others.  In this way, you can now claim that your prudent investments had a higher purpose than to provide for you.