A debit card is highly recommended by finance experts for a lot of reasons. For one, a debit card is great for cashless and convenient transactions even if you have a bad credit rating. It can also help you reduce and control credit card spending. Lastly, using a debit card is cheaper than a credit card because there is no interest rate to worry about.

These advantages could be the reason why in most parts of the world, the use of debit cards is continuously increasing and giving people more freedom to make purchases without having to use cash.

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10. Don’t Stop ‘Til You Get Enough – Michael Jackson

Enough is no longer enough

9. Take the Money and Run – The Steve Miller Band

Only if you can get it in euros

8. I Shot the Sheriff – Eric Clapton

Not a good idea, unless he sold you your mortgage

7. I Heard It Through the Grapevine – Marvin Gaye

Always check with at least two backup grapevines

6. Jump – Van Halen

No longer an option … office windows don’t open anymore

5. Runaway - Del Shannon

To where … Iceland?

4. Take This Job and Shove It – Johnny Paycheck

Take this medical insurance and … never mind

3. That’s What Friends Are For – Dionne & Friends

Only if your friend is Warren Buffet

2. Manic Monday – Bangles

It’s time we closed the stock markets on Mondays

1. Don’t Worry Be Happy – Bobby McFerrin

Isn’t that what got us in trouble in the first place?

Shoebox, your admninistrative assistance

For anyone who loathe doing the paperwork, Shoeboxed is the perfect companion.

Investing your hard-earned money is risky. But it doesn’t have to be a losing game. It can be a winning game as long as you play it wisely to your advantage. Start your investment career on the simplest and safest method there is—certificate of deposit.

Certificate of deposit (CD) is a savings certificate that entitles the bearer to receive interest once the account matures. It’s called simply by some as time deposit because the money has to stay with the bank for a certain period, typically one month to up to 10 years, before it can earn interest.

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