Most of us would have been told often enough that we need to play by the rules if we want to have a good credit record. That is generally how it happens but the computation of credit scores isn’t actually that simple. A lot of seemingly harmless little monetary slips might unknowingly put us in the red in the eyes of those who matter – the creditors, and the results will not always be fair. Continue reading »

An infographic looking at small businesses in California in 2014.

Via: California Bank & Trust Business Banking

Shoebox, your admninistrative assistance

For anyone who loathe doing the paperwork, Shoeboxed is the perfect companion.

Japan and China are neighbors in the East Asian region. They are both dominant nations particularly in terms of their economy and military. These two countries boast of having the largest economies in Asia.

The relationship between Japan and China, however, has been marred by disputes in recent years. Various issues covering post war conflicts, territorial and political disputes have been highlighted by the media putting the two countries under scrutiny by nations around the world.


History of the Japanese-Chinese Relations

Geographically, Japan and China are situated near each other and separated by a narrow stretch of ocean.

Not many people know that China had a strong influence over Japan. This covers its architecture, culture, writing system, religion and philosophy. Continue reading »

Lawyers specialize in different fields depending on their interests. The corporate lawyers are some of the most highly regarded and those who earn more than the others owing to the environment they’re working in. They’re referred to as an in-house counsel, staff attorney, deputy general counsel, chief legal office and general counsel.

corporate lawyer

Attorneys specializing in corporate law deal with the legal issues being faced by business organizations of all sizes. They focus on transactions such as acquisitions and negotiation of contracts and they don’t normally spend time in the courtroom. Specific areas they deal with are trademarks, tax law bankruptcy, employment, securities, real estate and international commercial law.

Corporate lawyers may work in a law firm or as a full-time in-house legal counsel of a company including banks, insurance companies, hospitals, retail stores, oil firms, energy and communication companies among others. Small corporations may have one lawyer while the larger companies may have several lawyers with different specializations. Continue reading »

If you find your business floundering at the end of each month, the time could be right for a change. If you’re having more and more difficulty making forecasts regarding sales, an ERP system may be right up your alley. You could take a risk and just deal with business failure afterwards but it’s much better not to let that happen. If you’re still unsure as to whether or not your business is ready for one, here are some helpful clues that will let you know if an ERP system will work for you. Continue reading »

Managing a warehouse is no walk in the park. However, if you are in the business of moving or selling goods, you will need to have a warehouse that is properly handled. If you are somewhat inexperienced or are from a different field altogether, you might find managing a warehouse rather difficult which could wreak havoc on business operations. Luckily, it’s entirely possible to learn while you’re on the job and with the aid of an effective warehouse management system, you can run your warehouse like a well-oiled machine. Continue reading »

Jeff Bezos

“We’ve had three big ideas at Amazon that we’ve stuck with for 18 years, and they’re the reason we’re successful: Put the customer first. Invent. And be patient.” – Jeff Bezos, Founder and CEO,, one of the world’s most recognized e-commerce sites and one of the most successful startups to come out of the United States, was founded in 1994 by legendary Internet entrepreneur and investor  Jeff Bezos.  Bezos – who has since also founded Blue Origin, a startup human spaceflight company and recently, acquired the storied Washington Post – has become a virtual demigod and guru among tech entrepreneurs and is an influential figure in the startup space. Forbes Magazine lists him among the 15 most powerful people in America and he ranks number 12 in the Forbes 400 list. In their profile, they describe him as such: Continue reading »

I love supporting small businesses. I buy local whenever I can, and I have great admiration for those who run these businesses. I”ve thought about starting one up myself. However, before jumping into launching a business, there are some essential things to consider once you have a business plan but before you actually set up shop. Continue reading »

A hobby is something people engage in for fun, relaxation, and personal satisfaction. Many have converted their much love hobbies into booming businesses, providing them more  reasons to pursue the hobby since they now earn from it. A serious hobbyist will certainly know his business because of the extent of experience that came with voluntary participation and learning.


Advantages of Converting a Hobby into a Business

The main advantage in this business option is the genuine interest of owners in the nature of business that will result from converting a hobby into a profitable venture. Because of the interest that is not forced, owners are more eager to make it work. Hobbyists turned businessmen also have the advantage of experience especially in terms of being a customer for a similar business.

It is quite difficult to fake interest especially in a business venture that requires funding and hard work. Businesses that were produced by a love for a particular hobby benefit from such love. In a way, business owners are their own permanent customers, making them more attuned to the specific needs and wants of their target market.

Disadvantages of Converting a Hobby into a Business

It is highly possible that hobbyist turned businessmen may experience a decrease in satisfaction in engaging in the hobby because of the pressure to earn from the venture. Instead of the usual relaxed way of indulging one’s self in the hobby, the need to earn and make money from the effort is always a thought that persists in the owner’s mind. This can dampen the owner’s usual enthusiasm for the hobby.

Also, there may be a blurring of lines between work and hobby. Business owners may miss a separate time to indulge in the hobby when he or she is facing it the whole day. Since the work area and the hobby area are expected to merge once a hobby is converted into a business, not all people can happily adjust to the situation.

Should You or Shouldn’t You?

Should you convert your hobby into a business venture? The answer would actually depend on personal preferences. If you are a person who will be as happy making a business out of what you do for a hobby, then this option may be an option for you. If you however tend to treasure your hobby time separate from your business world, then you are better off finding another business option.

Good help is hard to find.

This has been especially true for former California-based lawyer Brian Ching. Ching’s secretary for 17 years, Ana Lissa Reyes, was recently indicted for embezzling approximately $327,000 from Ching’s law firm. Reyes worked nearly two decades in the office as office manager, secretary, and paralegal.

Over the course of the past few years, she has worked diligently to scam money from the pockets of the firm’s clients, even after she was fired in 2009.

How she did it

For years, Reyes called clients of Ching’s law firm and claimed she was negotiating settlements. Instead of actually doing so, the paralegal pocketed the funds provided to pay these settlements. Continue reading »


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